Small Business Funding Blog Posts

Why Personal Referral Relationships Still Work In the Digital Age

February 19, 2014

I started out in the insurance industry but please do not hold that against me. I think that the insurance industry gets a really bad reputation for being snake oil salesman. I think that also goes for real-estate agents and other over populated fields that people do not require training to get into. The industry however is still full of extremely professional people that have a desire to make money by providing protection to other people. I think that also goes for most industries. One thing I learned was that even though most of my production time was spent in

Here Money Money Money

November 26, 2013

Finding capital is one of the hardest things small and medium size business entrepreneurs have to do. Since 2008, when the biggest of the big banks brought our economy to its knees, the smallest of the small-business community is still strapped for cash — despite the fact that larger small businesses, medium-sized businesses and larger business are having an easier time as restrictions ease up, according to the Federal Reserve and the National Small Business Administration. Small to Medium size businesses today are forced to grow on credit. Unfortunately, not only is credit hard to come by but many business

Why is Invoice Factoring Better Than A Business Loan?

November 22, 2013

Why is Invoice Factoring Better Than A Business Loan When you need money? There are a number of options out there but many will depend on the age of the company and their credit history. This is a huge concern as according to The Service Corps of Retired Executives (SCORE), 82% of Start-ups and Small Businesses fail because owners have a poor understanding of Cash-Flow Management and lack the ability to access it at required levels to fund their growth! One option that is available to them is invoice factoring, also referred to as, accounts receivable financing or invoice financing

Cash Flow Management & Growing Your Business

November 1, 2013

Is there a process companies can use that helps to improve cash flow? Well, when the economy is strong, and customers have more working business capital, companies are able to use prompt payment incentives and discounts with their customer base to improve their cash position. Unfortunately, with the world mired in a deep recession, these practices no longer produce the desired results. So, what else is there? To answer this question involves looking at the benefits of accounts receivables factoring. What is receivables factoring and how can it help businesses better manage cash flow? More importantly, why has it become

Commercial Hard Money Loans & Alternatives

October 28, 2013

With the tightening of business credit, companies are struggling to make ends meet amid a backdrop of uncertainty. Companies are taking longer to pay invoices and the effects are reverberating throughout the global economy. Banks raise interest rates and businesses are left to deal with the consequences. However, there are credit alternatives that allow companies to assume a more hands-on approach to financing their business. They include asset-based lending practices and the most common ABL financing vehicles are purchase order financing, and accounts receivables factoring. Both options empower businesses to take charge of their capital requirements and are a much

How Invoice & Accounts Receivable Financing Works

September 19, 2013

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Working Capital For Your Small Business

September 19, 2013

Risks of financial investment vary depending on the line of business one enters into. Perhaps, small business venture is the easiest and simplest thread to penetrate because control and operation concern management of clear-cut transactions, small work force, and moderate inventory. Aside from private operation, many would prefer undertaking small business because red tape rigidity, which beefs up the difficulty to secure bureaucratic approval, may be averted unlike large business. Small business is usually a misnomer. It does not only embrace sole proprietorship but also corporations and partnerships owned privately. Apparently, the amount of capitalization and line of business determine

Small Business Financing Options

August 30, 2013

Finding the right financing for your small business does not have to be a chore nor does it have to be overwhelming. After your business plan is in place make sure your goals match what is set out in your business plan and that there are realistic projections. When that is done, it is time to think about what financing strategy would work for you.Traditional financing may be the first thing people may consider, however, if you do not have the liquidity or cash flow, there are options and alternate financing. Angel investors may not be easy to find, but

Purchase Order Financing For Small Businesses

August 28, 2013

Small business owners know that having issues with cash flow, while trying to fulfill existing customer orders, is never an easy endeavor. The customer is impressed and wants product, but the small business lacks the funds to not only purchase the raw materials, but to pay for the work needed to complete the customer’s order. Because of their uneven cash flow the small business is left with a large customer order they can’t even start! Is there a solution to such a problem? In fact, there is. It comes in the form of purchase order financing. So, what is purchase